About
A fast audit tool for merchant processing statements.
Vanilla helps merchants and their payment reps quickly understand what they're actually paying in processing fees — and what they could be saving.
What Vanilla does
You upload a PDF of your merchant processing statement. Vanilla reads it, extracts your total volume, total fees, and effective rate, then compares that rate to published interchange benchmarks for your merchant category.
If you're paying more than you should be, Vanilla shows you the monthly and annual savings opportunity — clearly, in plain numbers.
Who it's for
- Merchants who want to understand their current processing costs
- Payment reps and ISOs building comparison proposals
- Business owners who received a statement and want a second opinion
- Anyone who suspects they're paying junk fees or inflated markups
Important to know
Vanilla is a fast audit and comparison starting point — not a final binding quote. Savings estimates are based on published interchange benchmarks and will vary depending on your card mix, transaction volume, and the specific terms of any new agreement.
Your statement data is processed in real time and is never stored or shared. No account is required.
PDF only · Free · No sign-in required